You tell us what you need and we’ll tell you the best and least expensive way to get it
We are brokers. What does that mean for you? We represent every single health insurance company in NY and 5 other states. It also doesn’t matter to us if you pay $0.00 a month or $2,000 a month we get paid the same from the insurance companies. We would rather make you so happy that you tell your friends then get you a more expensive premium.
We help small businesses (1-50 Employees) offer Health Insurance to their employees that the employees would consider a benefit, won’t break the bank, and keep you in compliance with all state and federal regulations. We are especially good at helping 1-10 employees navigate through all the rules that can help and confuse the already taxed small business owner.
At last update to this website we have over 700 individuals through the NYS Exchange and otherwise. With insurance ranging from: Medicaid, Essentials Plans, Child Health Plus, and 100’s of thousands awarded in the “APTC” Advance Premium Tax Credits we can help with anything you can throw at us.
There is nothing seniors hate more than CHANGE!!! However, with the Baby Boomers either retiring early or turning 65 this transition is inevitable and can cost way too much and be extremely confusing. We can help you with getting Part A, Part B, Part C and Part D. We do NOT charge at all for our services and are more concerned with you getting what insurance you need when you need it, rather than just getting paid.
Early Retirement
What to do when one spouse is retired and the other is not.
Out-of-state College Kids
What to do when your children are spanning ages and living in different states for different reasons.
Family-owned Business
What to do when your most valuable employees are your family and you can’t get insurance.
Self-Employed
What to do when it is just you but you need to take care of your family.
We believe that we work for you. We believe that calling queues and voice prompts are impersonal, so we only give out our cell phone numbers. We believe that 15 minutes early is ON TIME and underpromising and overdelivering should be a standard business practice. If you trust us with you business we will keep you up-to-date on where you are in the process and send you confirmations.
Products | |
---|---|
✓ Child Health Plus (CHP) | ✓ Group Medical & Dental |
✓ Medicaid | ✓ Medicare (Parts A, B, C & D) |
✓ NYS Exchange |
Pat started his business career working three and half years for Paychex in Rochester and Colorado. He then returned to Rochester as the Regional Manager for Paychex's larger competitor ADP. After 3 more years in this position, Pat started HIS Foundation in 2004 as a way to self support himself as a Christian Missionary in Ukraine. For the last 17 years and counting he has taught International Economic and Medical Triage in Ukrainian Universities, planted churches, started English schools, and done free medical clinics in remote Russian speaking villages. This while always maintaining the agency and returning to American every year for open enrollment.
- Kathy
- Karen
- Tom
Whatever your insurance need are, we're here to help you.